The manufacturer has offered the smart-card which authenticates it's user biometrically (using a fingerprint). This is an additional protection level, which combines "what user has" (smartcard), "what user knows" (PIN) with "what user is" (fingerprint). Quite reliable solution... The only thing I wish this card could do is optionally give away the fingerprint, working as a fingerprint scanner. This particular card doens't do this, but I believe we'll see such cards soon. Read the description of the card.